Required Documents
- Previous year W-2(s)
- Pay stub(s) covering the last (30) thirty days
- Most recent monthly bank statement(s)
- Copy (all pages) of retirement and/or investment statement
- Copy of all purchase agreements
- If renting, name and address of your current landlord
- If divorced, a copy of the fully executed divorce decree
- Copy of any bankruptcy documents
- Copy of driver's license(s)
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Copy of current mortgage statement or copy of original note (if refinancing)
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For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
- Two (2) years signed personal tax returns - including all schedules & K1's
- If self-employed through a corporation, last two years corporate returns
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation. |