Meet Our Professionals

Dave Ouradnik

Hometown: Larimore, ND
Education: B.S. degree in Education from Mayville State University in 1972
Experience: Have been in the financial industry since 1974
Years at EMC: Started the company 1993
Family: Wife, Ilene, and three grown children & one grandson

Contact Dave:

Email: daveouradnik@executivemortgages.com
Phone:701-239-0155
1131 Westrac Drive, Suite 100
Fargo, North Dakota 58103

Chad Skarperud

Hometown: Grand Forks, ND
Education: Indian River Community College (Fort Pierce, FL) and UND
Experience: Have been in the financial industry since 1999
Years at EMC: Started in January 1999
Family: Wife, Jessica, and three children ages 8, 4 & 2

Contact Chad:

Email: chadskarperud@executivemortgages.com
Phone:701-239-0155
1131 Westrac Drive, Suite 100
Fargo, North Dakota 58103

Joel Anderson

Hometown: Fergus Falls, MN
Education: B.A. in Economics/Finance from Moorhead State University
Experience: Have been in the financial industry for 9 years
Years at EMC: Started in June 2005
Family: Wife, Ann, and one child age 3

Contact Joel:

Email: joel@executivemortgages.com
Phone:701-239-0155
1131 Westrac Drive, Suite 100
Fargo, North Dakota 58103

Scott Philbrick

Hometown: Fargo, ND
Education: B.S. in Human Development and Education from NDSU
Experience: Have been in the financial industry for 10 years
Years at EMC: Started in June 2005
Family: Wife, Candace, and two children ages 8 & 5

Contact Scott:

Email: scott@executivemortgages.com
Phone:701-239-0155
1131 Westrac Drive, Suite 100
Fargo, North Dakota 58103

Kyle Ouradnik

Hometown: Fargo, ND
Education: B.S. in Business Management from UND
Experience: Have been in the financial industry for 5 years
Years at EMC: Started in January 2008
Family: Wife, Lisa

Contact Kyle:

Email: kyle@executivemortgages.com
Phone:701-239-0155
1131 Westrac Drive, Suite 100
Fargo, North Dakota 58103

Carolyn Kramer

Hometown: Waverly, IA
Education: B.A. in Business Administration/German from Concordia College
Experience: Have been in financial services for over 20 years, including lending, financial planning, private banking, and international banking in Germany
Years at EMC: Started in January 2008
Family: Husband, Jonathan, and two children ages 10 & 12

Contact Carolyn:

Email: carolyn@executivemortgages.com
Phone:701-239-0155
1131 Westrac Drive, Suite 100
Fargo, North Dakota 58103